In the market for a home? Curious about refinancing? MUST-READ MORTGAGE FAQS, is a FREE e-book that will help turn you into a mortgage master. What’s more, each e-book contains a $300 GIFT* good toward the purchase or refinancing of a mortgage loan with Edgar County Bank & Prospect Bank!

Downloading the guide will also enter you to win our Spring Cleaning giveaway! Check out the contest for entry times and a chance to win free maid service on Edgar County Bank.

You’ll learn:

  • What to look for before signing
    your mortgage contract
  • When to rent, and when to buy
  • Why the “20% down” rule is no longer
  • Refinancing – what you must consider

*CUSTOMER QUALIFICATION: GIFT applies to the purchase or refinancing of a secondary market or in-house mortgage loan. First mortgage loans only. Applicant must be a new deposit customer and new mortgage loan customer. Applicant must also be a local market customer. Property financed must be an owner-occupied residential property. SPRING MORTGAGE GIFT OFFER: Each individual coupon contains a promotional code. A promotional code must be submitted and a new Edgar County Bank & Trust checking account with Auto Loan Payment Deduction must be opened at least 10 days prior to first loan payment due date. If the applicant meets all of the above criteria, $300 will be deposited into that applicant’s Edgar County Bank & Trust checking account no later than the day before the first loan payment due date.