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Seamless Municipal Banking Solutions

Prospect Bank’s municipal banking program provides customized banking solutions for municipalities, school districts, and public agencies throughout Central Illinois and beyond. Give us a call at 877.465.4154 to talk with a Prospect Bank representative today.

Municipality Inquiry Form

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Banking services built for your municipality.

Whether you’re a city manager, engineer, treasurer, public safety official, economic development director, or hold any other type of municipal administrative position, we have the right lending solution for you. We’ve been supporting our local communities with tax-exempt municipal financing for over 30 years—and we can show you how to finance road construction, infrastructure improvements, computers, school buses, hospital renovations, and more.

Our financing options and competitive rates will help you maximize public funds, and better manage your money. Call us at 877.465.4154 to learn more about available services and current rates.

Here are just some of the advantages you get with Prospect Bank:

Lease-purchase financing

Flexible repayment options, buyout option, escrow funding

Debt financing

Finance or refinance property and/or assets at a lower cost than bond financing

Anticipation warrants

Bridge the funding gap between income and tax revenue

Cash concentration accounts

Pool funds into a single account for better disbursement control and better visibility of available cash

Sweep accounts

Easily manage your funds between cash and investment accounts

Automated clearing house origination and reporting

Securely transfer payroll or other e-transactions

We want to hear from you!

We appreciate any feedback you can provide to help us improve our products & services for public entities.

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What our customers are saying:

Talk with a Prospect Bank representative today.