About Us


To create exceptional customer experiences through the pursuit of value and service to our communities and shareholders.


To create an experience for our customers that fulfills and exceeds your financial needs, and distinguishes us from our competitors. By building lifelong relationships one person at a time, our bank strives to be the one employees want to work for, customers want to do business with, and investors want on their side.

Customer Satisfaction Pledge

We will exceed your expectations by providing quality service and value, and by creating an experience for you that fulfills your financial needs.

When you become a customer, you will have dedicated people striving to make sure you are delighted with our services.

We will be honest, courteous and friendly.

If we make a mistake, we will admit it. If you are unhappy, we will do everything in our power to make it right. We will treat you as an individual and take special care to see that your situation is handled fairly.

This is our pledge to you!



History of Prospect BankHistory of Prospect Bank

Edgar County Bank & Trust Co. was founded in 1873. Our early history was shaped by struggle – we were hit hard by the stock market crash of 1929, but were able to survive the Great Depression and eventually recover.

Things changed in 1968, when a new group of stockholders bought the bank – stockholders who weren’t connected to the community, and didn’t have the same devotion to the people they served. Those people responded first by taking their business elsewhere, and then by gathering together to buy the bank back in 1975. Ever since, we’ve done our best to never stray from what our community wants and needs.

Thanks to the ongoing support of the customers we serve, we’ve continued to grow alongside the Central Illinois community, and we’ve expanded beyond Edgar County. As a result, Edgar County Bank is now Prospect Bank: a name that reflects who we are today, and our plans for the future.



Meet Our Team

Get to know the people who work to build and protect your financial future.

Administrative Team

Agribusiness Team
Board of Directors
Lending Team
Regional Team
Trust Team

Learn More About Our Locations

We love serving our local communities in each of these locations below!
Terre Haute