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Apply Online Today

for a Simply Reward®

Visa® Credit Card


Your life. Your Choice.

Earn more rewards for all your everyday purchases.1

Simply Reward®

3x the points
Grocery Stores, Discount Stores
Gas Stations, Restaurants and Fast Food
1x the points
All other Purchases

We make it easy to redeem

Access your account to see how many points you’ve earned through online banking or your monthly statement at

Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1

Online Credit Card Control

View transactions, pay bills and track expenses. Includes eStatements with 18 months of history.


Rates and Fees

Learn more about our competitive rates and fees.

Additional Visa
Benefits 2

Fraud Protection

Visa’s Zero Liability Policy means you won’t be held responsible for any unauthorized charges made with your card or account information.3


Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.

Mobile Pays Supported

Talk with a Prospect Bank representative today.