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Personal Checking Accounts

YOUR DAY-TO-DAY FINANCIAL NEEDS ARE UNIQUE.

That’s why we have five different personal checking options for you, tailored specifically for your convenience. We’ll help guide you to the account type that’s perfect for you.

Online Banking
Manage your money anytime with free access to your accounts and online statements.

Debit Card and ATMs
Go wherever we are with unlimited proprietary ATM transactions, and use your free debit card anywhere else your life takes you.

eProducts
A complete line of free, convenient and incredibly flexible banking products including:

  • eStatements, a greener, more secure way to receive your monthly statement.
  • ePay, the fastest, easiest way to pay bills.

The No Hitch Switch
We can help you easily transition from your previous financial institution to your new account at Prospect Bank.  All you will need to do is provide information about your previous bank account, any automatic debits and direct deposits.  We have forms and checklists to help you with this process!

CHECKING ACCOUNTS

EARTH PERSONAL CHECKING

This Account Is Best For You If: You need a simple, hassle-free account that allows you to bank online.

Account Features:

  • Free online banking
  • eStatements
  • No monthly service charge
  • Limited check writing
FREEDOM PERSONAL CHECKING

This Account Is Best For You If: You’re looking for a great start-up account, but with a few extras to help you get ahead.

Account Features:

  • Free online banking
  • No monthly service charge
  • Unlimited check writing
  • Up to 2 free foreign ATM transactions per month
ACCOMPLISH PERSONAL CHECKING

This Account Is Best For You If: You want a simple-to-use account that will earn interest on your balance.

Account Features:

  • Free online banking
  • Unlimited check writing
  • Interest-earning
  • 4 free foreign ATM transactions per month
THRIVE PERSONAL CHECKING

This Account Is Best For You If: You’re looking for a superior checking experience, and interest rates starting at balances of $5,000 and over.

Account Features:

  • Free online banking
  • Earns interest on balances over $5,000
  • Unlimited check writing
  • Free ATM transactions anywhere
 
INSPIRE PERSONAL CHECKING

This Account Is Best For You If: You are 55 or older, and want an interest-earning account tailored to your lifestyle.

Account Features:

  • Free online banking
  • Interest-earning
  • Free personalized checks and unlimited check writing
  • No fees for cashier’s checks