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Our Agricultural Services team is your partner in farm management. By maintaining your institution’s values of professionalism and unparalleled customer service, we provide the resources necessary to make your farmland a profitable investment for you.

As professionals, we will work with you to ensure we are meeting your goals. When you choose us as your partner, you can rely on our close personal attention to your needs. Let us assist you in maintaining your land as a valuable resource for many years to come.

At Prospect Bank, we make a commitment to each farm owner

We will represent your interests in meeting your farm management goals and objectives.
We will ensure you get the highest level of return while maintaining your asset and minimizing your risk.
We will keep you informed of the overall maintenance of your farm.
We will provide administrative assistance including accounting, record keeping, and compliance with government programs.

FarmWise Suite built just for our farmers who have seasonal fluctuations in their balances.

FarmWise Checking

$5,000 minimum opening deposit
Earn interest with daily balance of $37,000 or more
$10 monthly service charge if average balance falls below $37,000
Transaction Fees**:
$0.15 per transaction over 50 per statement cycle
Transactions include Deposits, Deposited items, Checks and ACHs

Crop Production Financing

We are a long-time rural community bank and understand the financing needs of local farmers. Crop production lines are a mainstay of our institution and support a huge portion of the gross domestic product in our local markets. Come in and talk with our experienced lenders to work out a financing plan that is tailored to your needs and builds your share of the local gross domestic product in the process!

Equipment Financing

Structured to meet your cash flow, our long-term financing helps meet your current needs or your plans for production expansion. Red, Green, Blue, Yellow and Orange – pick your color and we will match up the financing!

Farmland Financing

The opportunity for purchasing that acreage just adjacent to your existing farmland does not occur every day. Fortunately, our lending specialists are well-versed in getting the deal done and providing support for local family farms. Farmland is not a commodity available to everyone, but it is the backbone of our rural communities and the key to our shared prosperity.

Talk with a Prospect Bank representative today.