Managing cash flow is critical to a successful business. Our business bankers are here to help. Because every business is unique, we take the time to listen and understand your specific needs, then find the checking solution that fits you best!
Bankwise Online Banking
Manage your cash flow whenever and wherever you are with 24/7 access to your accounts, online bill pay, statements, and transfers. Bankwise Online Banking is the unique platform for many additional services and is available on your computer, smartphone or tablet.
A complete line of free, convenient and incredibly flexible banking products including:
eStatements, a greener, more secure way to receive your monthly statement.
ePay, the fastest, easiest way to pay bills.
Commercial Deposit Services and Options
- ACH Manager
Secure, electronic way to pay everyone including but not limited to suppliers, vendors and employees or collect rent or membership fees from your clients. This will reduce check writing costs, decrease fraud opportunities and increase payee satisfaction. Our fully customizable solution gives you the ability for dual control processing of your payables.
- Same Day ACH
Cost effective way to send money the same day. Submit ACH files before 1 PM Central Time and transactions will process the same day.
Return check management service that assists in the collection process of returned deposited checks. This is a free service that provides peace of mind and less expense with collections.
- Positive Pay
Automated check fraud detection service that matches checks presented for payment against a check issued file you provide the bank. Exceptions to the matches require a pay or reject decision by your business.
- Remote Deposit
Secure system allowing paper checks to be scanned at your business and deposited electronically. This service gets your deposits to the bank faster, safer and more efficiently.
- Retail LockBox
Accounts receivable service where the bank receives, processes and deposits payments directly to your business account. . Receipt images are provided electronically.
- Wire Manager
Secure way to request outgoing wire transfers electronically.
Transactions processed on an account fall within one of the categories below. If transaction fees apply, the cost associated with each category is listed on the account details.
Deposit: branch deposits, mobile deposits, remote deposits
Deposited item: the checks included within a deposit
Check: checks, over the counter withdrawals at a branch
ACH: automatic debit, automatic credit, direct deposit
AFT: online banking transfer between accounts, automatic transfer between accounts, online loan payment and advances
POS: debit card transactions
ATM: ATM transactions