Business Checking Accounts

Managing cash flow is critical to a successful business. Our business bankers are here to help.

Because every business is unique, we take the time to listen and understand your specific needs, then find the checking solution that fits you best!

CHECKING ACCOUNTS

SUCCESS BUSINESS CHECKING

This Account Is Best For You If: Your business is just starting out or you have few transactions per statement cycle.

One of our most popular business accounts, Success Business Checking, is basic and easy, but still offers all the features a small business or one that’s just starting out could need.

  • $100 Minimum Opening Deposit
  • Non-Interest Bearing
  • No monthly service charge
  • Free online banking and debit card, subject to approval.
  • Transaction fees;
    • $0.25 per transaction over 150 per statement cycle.
    • Transactions include deposits, deposited items, checks, and ACH items.

Requirements

All new account applications are subject to approval; a review of your credit history may be used.

 

 

What you need to apply:

  • Tax ID number
  • Street address of the principal place of business
  • Evidence of Existence (Articles of Organization, Operating Agreement, etc.)
ACHIEVE BUSINESS CHECKING

This Account Is Best For You If: You want a simple interest-earning account and check writing ability, but do not have many transactions.

If you want to earn interest on your account balances, yet have all the conveniences that come from a checking account, this is a great option for you.

  • $500 Minimum Opening Deposit
  • Interest Earned with a daily balance of $1,000 or higher
  • $10 monthly service charge if average balance falls below $500
  • Free online banking and debit card
  • Transaction fees:
    • Deposit: $.10 per item
    • Deposited item: $.10 per item
    • Check items: $.15 per item
    • ACH item: $.08 per item
    • AFT, POS & ATM items are processed at no cost.

Requirements

All new account applications are subject to approval; a review of your credit history may be used.

 

 

What you need to apply:

  • Tax ID number
  • Street address of the principal place of business
  • Evidence of Existence (Articles of Organization, Operating Agreement, etc.)
PROGRESS BUSINESS CHECKING

This Account Is Best For You If: You are a business with a high volume of transactions but maintain a large balance to which earnings credit will be applied and offset monthly costs associated with the account.

This highly flexible account gives you the best of both worlds — a low starting balance with the ability to generate earnings credit as your balance increases to offset account fees.

  • $100 Minimum Opening Deposit
  • Earnings credit is calculated on average available balance to offset fees
  • $10 monthly service charge
  • Free online banking and debit card
  • Transaction Fees:
    • Deposit: $.10 per item
    • Deposited item: $.10 per item
    • Check items: $.15 per item
    • ACH item: $.08 per item
    • AFT, POS & ATM items are processed at no cost.

Requirements

All new account applications are subject to approval; a review of your credit history may be used.

 

 

What you need to apply:

  • Tax ID number
  • Street address of the principal place of business
  • Evidence of Existence (Articles of Organization, Operating Agreement, etc.)
FOCUS BUSINESS CHECKING

This Account Is Best For You If: Your business typically has a significantly high volume of transactions and will benefit from a checking account structured to fit your specific needs.

Designed to fit your exact needs, this checking account is ideal for businesses with high volume transactions. Our business banking experts will work with you to get a clear picture of your current situation then determine the ideal transaction volume and account structure for your business.

Nearly everything about the Focus Business Checking account is built around you.

  • Custom interest rate, transaction fees, and monthly service charge
  • Free online banking and debit card

Requirements

All new account applications are subject to approval; a review of your credit history may be used.

 

 

What you need to apply:

  • Tax ID number
  • Street address of the principal place of business
  • Evidence of Existence (Articles of Organization, Operating Agreement, etc.)
COMMUNITY INTEREST CHECKING

This Account Is Best For You If: You are a non-profit organization with minimal monthly transactions and a preference for interest-earning accounts.

This is specifically designed for non-profit organizations.  We know the importance of these groups in our communities and have designed an exclusive account for you. It pairs well with a Community Savings Account, which is also designed with non-profits in mind.

  • $50 minimum opening deposit
  • Earn interest with a daily balance of $1,000
  • No monthly service charge
  • Free online banking and debit card
  • Transaction fees:
    • $0.25 per transaction over 150 per statement cycle
    • Transactions include; deposits, deposited items, checks, and ACH items.

Requirements

  • All new account applications are subject to approval; a review of your credit history may be used.
  • Non-profit organization only

What you need to apply:

  • Tax ID number
  • Street address of the principal place of business
  • Evidence of Existence (Articles of Organization, Operating Agreement, etc.)