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The Pros Know Mortgages & Home Equity Lines of Credit

Let’s make this easy. 

You’ve got dreams.  We’ve got Pros.

Simply fill out the information to the right and we’ll connect you with a Prospect Pro.





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Fill out the information below and a Prospect Pro will be in touch.

Please do not include any confidential information. 


Prospect Bank has played a key role in the growth and development of Central Illinois since 1873. At Prospect Bank, we take great pride in providing our friends and neighbors with personal, one-on-one service throughout the entire home-buying process. With us, shopping for a mortgage is never stressful. We understand you have questions and concerns, and we’re to help. Not only will we work to get you pre-qualified for a mortgage loan, but we’ll also sit down with you, ask the right questions, help you identify a budget and advise you on your next steps.

Here are just some of the advantages you may qualify for with Prospect Bank:

Appraisal Fee On Us!

If you qualify for a 1st Time Homebuyer Loan,

we’ll pay for your appraisal.

*Some Restrictions May Apply

Home Equity Line of Credit

Any approved HELOC will receive 

NO closing costs. 

*Approval must be before 4/30/19

100% Financing

With a USDA Rural Housing Loan,

you may qualify for 100% Financing. 

*Some Restrictions May Apply

People You Know

Our loans are written locally by people

who understand the communities we serve.



Talk with a Prospect Bank Pro today.