Guide To Home Equity Lines Of Credit

Your home does a lot for you. It gives your family a center, a place of safety and togetherness. But it can do even more than that. It can provide you with a financial base, too, a platform to help you reach your dreams – whether it’s remodeling a bathroom, getting new appliances or consolidating your debt.

HOME EQUITY LINE OF CREDIT.
NO CLOSING COSTS* ENDLESS POSSIBILITIES.

Right now, when you apply for a home equity line of credit, we’ll waive your closing costs, which can translate into hefty savings. And you can borrow anywhere from $5,000 to $100,000 with an annual service fee of just $35.

GUIDE TO HOME
EQUITY LINES OF CREDIT

This free, comprehensive guide is packed with helpful information including:

Loan calculator
List of questions to ask your banker
Glossary and more

For details, contact the loan expert nearest you.

EDGAR COUNTY REGION

George Griffin – 217.465.4154
Carol Willett – 217.465.4154
Elise Hood – 217.349.8939

CHAMPAIGN COUNTY REGION

Ellen Reinhart – 217.352.0077

IROQUOIS COUNTY REGION

Brittany Cluver – 815.432.6445

HOMER & SIDELL REGION

Dawn Fieldbinder – 217.288.9308 ext 825

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*Subject to credit approval. Offer is based on Annual Percentage Rate (APR) of 4.50% for a loan on a single family, owner occupied property of up to a maximum 90% loan-to-value (LTV), including any other liens, with a minimum loan amount of $5,000 and a maximum of $100,000. Rate is effective as of 2-20-15 and subject to change daily with a minimum rate of 4.50% and a maximum of 21.00%. The rate is a variable interest rate based on the Wall Street Journal Prime rate plus a margin of 1.00%. Borrower will make monthly payments of accrued finance charges or $50.00, whichever is greater. The term of the loan is 7 years with a single balloon payment due at maturity. All closing costs are waived for all credit lines open at least 36 months. If the line is paid off prior to 36 months, the borrower will be required to pay all costs that were waived at origination, including lender fees and third party charges. Property insurance is required. Consult a tax advisor regarding the deductibility of interest..

Guide To Home Equity Lines Of Credit

Guide To Home Equity Lines Of Credit

HOME EQUITY LINE OF CREDIT. NO CLOSING COSTS* ENDLESS POSSIBILITIES.

GUIDE TO HOME EQUITY LINES OF CREDIT

EDGAR COUNTY REGION

CHAMPAIGN COUNTY REGION

IROQUOIS COUNTY REGION

HOMER & SIDELL REGION

DOWNLOAD YOUR FREE GUIDE

HOME EQUITY LINE OF CREDIT.
NO CLOSING COSTS* ENDLESS POSSIBILITIES.

GUIDE TO HOME
EQUITY LINES OF CREDIT