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Fast, Flexible Home Equity Lines of Credit

A home equity line of credit (HELOC) from Prospect Bank is a great way to use the equity in your home to remodel, take a vacation, consolidate debt payments, or handle any other large expense. Give us a call at 877.465.4154 or complete the form to learn more.


Until June 30, 2023

Talk with a Prospect Bank representative to learn more!

Your information will be kept confidential.


How Does a Home Equity Line of Credit Work?

When you get a HELOC, we agree to lend you a maximum amount of money over a certain term based on the value of your home and balance of your mortgage. After opening the credit line, you can draw funds as needed. Call us at 877.465.4154 for more information.

There are lots of advantages to getting
a HELOC from Prospect Bank:

Simple transfers to your checking account.

Move funds from your HELOC to your checking account quickly using our online transfer option.

Absolutely no closing costs.*

We put more money in your pocket by eliminating extra expenses.

Low interest rates.

Get a better interest rate than you’d typically find with a credit card or other loan.

First mortgage not required.

You can still get a HELOC if you have a mortgage on your home.

Consolidate debt.

Roll your debt into one payment which can eliminate service fees and reduce interest payments.

Only pay interest on the amount drawn.

Borrowers required to make a monthly interest payment (Minimum Payment of $50/month)


Request a FREE Guide that will teach you
the basics of how a HELOC works. Apply now to get a HELOC with
Prospect Bank before June 30, 2023!