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Fast, Flexible Home Equity Lines of Credit

A home equity line of credit (HELOC) from Prospect Bank is a great way to use the equity in your home to remodel, take a vacation, consolidate debt payments, or handle any other large expense. Give us a call at 877.465.4154 or complete the form to learn more.

Your information will be kept confidential.

How Does a Home Equity Line of Credit Work?

When you get a HELOC, we agree to lend you a maximum amount of money over a certain term based on the value of your home and balance of your mortgage. After opening the credit line, you can draw funds as needed. Call us at 877.465.4154 for more information.

There are lots of advantages to getting
a HELOC from Prospect Bank:

Simple transfers to your checking account.

Move funds from your HELOC to your checking account quickly using our online transfer option.

Absolutely no closing costs.*

We put more money in your pocket by eliminating extra expenses.

Low interest rates.

Get a better interest rate than you’d typically find with a credit card or other loan.

First mortgage not required.

You can still get a HELOC if you own all the equity in your home.

Consolidate debt.

Roll your debt into one payment which can eliminate service fees and reduce interest payments.

Only pay interest on the amount drawn.

Interest may also be tax deductible—speak with your tax professional.  

Free Step Ladder & HELOC Guide.


Fill out the form above for a free guide that will teach you
the basics of how a HELOC works. And when you get a HELOC with
Prospect Bank before June 30th, you’ll also receive a free step ladder. 


Talk with a Prospect Bank representative today.