Quest Business Money Market

The Quest Business Money Market Account is a premium money market account for those businesses or organizations that want to start with a higher opening balance and grow their savings from there.  There are four tiers of interest rates, making this money market account a great way to realize your long-term savings goals, and get the flexibility and accessibility you need.

  • $25,000 opening balance
  • $10 monthly service charge if average daily balance falls below $10,000.
  • Online banking
  • Tiered interest earning
    • Tier One: Daily account balance of $200,000 and up
    • Tier Two: Daily account balance of $100,000 to $199,999.99
    • Tier Three: Daily account balance of $50,000 to $99,999.99
    • Tier Four: Daily account balance up to $49,999.99


All new account applications are subject to approval; a review of your credit history may be used.

What you need to apply:

Tax ID Number

Your previous financial institution information is needed for you to close your previous accounts.

A list of any automated debits (ACH) Gather all information on companies that make electronic withdrawals from your account.
This includes automatic debits (ACH) or automatic charges to your debit and/or credit card. Common uses of automatic debits include rent/mortgage, utilities, and phone and cable bills.

Any Direct Deposits.
List any companies who regularly deposit funds into your account. Some common uses of Direct Deposit include payroll, taxes, or expense reimbursements. Social Security customers need to call the Social Security Administration at 1-800-772-1213 or go to

Your new Prospect Bank account number.
If you don’t have an account with Prospect Bank you will need to open one before switching. If you have both a checking account and a savings account you will have the option to select which account your Direct Deposits, Electronic Payments, and Payroll funds are transferred to.

Electronic Payments (Online Bill Pay)
If you use an online bill pay service at your previous financial institution, be sure to cancel each payee and add them to your Prospect Bank online bill pay service BillPay. If you have not yet signed up for BillPay, sign up online. Questions? Call our Customer Service Department at 877-465-4154 or stop by any branch and we’ll be glad to help



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